Automated Author Profile

Zamarripa, Guillermo

Current S-Index

4.1

Sum of Dataset Indices for all datasets

Average Dataset Index per Dataset

2.0

Average Dataset Index per dataset

Total Datasets

2

Total datasets for this author

Average FAIR Score

69.2%

Average FAIR Score per dataset

Total Citations

2

Total citations to the author's datasets

Total Mentions

0

Total mentions of the author's datasets

S-Index Interpretation

S-Index Over Time

Cumulative Citations Over Time

Cumulative Mentions Over Time

Datasets

Replication data for: Borrowing on the Wrong Credit Card? Evidence from Mexico (Version: 1)

We establish new facts about the way consumers allocate debt among their credit cards using data for a representative sample of cardholders in Mexico. We find that relative prices are weak predictors of the allocation of debt, purchases, and payments. Consumers allocate a large fraction of their debt to high-interest cards, incurring a cost of 31 percent above the minimum. Using an experiment, we find that consumers do not substitute in the price margin, although they respond to salient temporary low-interest offers. We conclude that limited attention and mental accounting best rationalize our results and discuss implications for the market.

Authors

  • Ponce, Alejandro ;
  • Seira, Enrique ;
  • Zamarripa, Guillermo
1 Citation0 Mentions69% FAIR2.0 Dataset Index
10.3886/e116137v1January 2017

Replication data for: Borrowing on the Wrong Credit Card? Evidence from Mexico (Version: V0)

We establish new facts about the way consumers allocate debt among their credit cards using data for a representative sample of cardholders in Mexico. We find that relative prices are weak predictors of the allocation of debt, purchases, and payments. Consumers allocate a large fraction of their debt to high-interest cards, incurring a cost of 31 percent above the minimum. Using an experiment, we find that consumers do not substitute in the price margin, although they respond to salient temporary low-interest offers. We conclude that limited attention and mental accounting best rationalize our results and discuss implications for the market.

Authors

  • Ponce, Alejandro ;
  • Seira, Enrique ;
  • Zamarripa, Guillermo
1 Citation0 Mentions69% FAIR2.0 Dataset Index
10.3886/e116137January 2017