Spanish households: Car insurance with deductibles

This databases is used to investigate the expected utility of Spanish households if they take out a refundable insurancethat covers the deductible that must be assumed if a car accident occurs. Using data from the SpanishSurvey of Household Finances and market data, this database provides novel empirical evidence on therelationship between wealth and level of risk aversion, as well as the effect of taking out a refundableinsurance on the expected utility of households (Household Refundable Utility)